Features
Everything between the work and the money.
Invoices, GST, documents, payments, expenses and month-end, built around one rule: no figure reaches an invoice unless cbFinn worked it out.
Invoicing
Invoices in a couple of minutes
Customers and items are saved once, so an invoice is mostly choosing, not typing.
- Customers with their GSTIN, PAN, billing and shipping address, payment terms, currency and place of supply.
- A catalogue of goods and services with HSN/SAC, unit, rate and GST rate.
- Discounts per line, as a percentage or an amount. Round-off to the rupee if you like.
- Tax invoices and proforma invoices, drafts, and Duplicate for repeat work.
- Your numbering format (prefix, financial year, sequence), reset each financial year.
- Payment terms from due on receipt to 90 days, with the due date worked out.
Customers
Northwind Retail Pvt Ltd
29AACCN4321K1Z8 · Karnataka
Bluepeak Foods Pvt Ltd
27AABCB7788Q1Z3 · Maharashtra
Kite Education Trust
Unregistered · Kerala
Items
Website redesign & development
SAC 998314 · per unit · GST 18%
Brand identity refresh
SAC 998391 · per unit · GST 18%
Managed hosting & maintenance
SAC 998315 · per month · GST 18%
{PREFIX}-{FY}-{SEQ}DS-2026-27-0042GST
Tax that’s right to the paise
cbFinn works GST out the same way every time, and makes no legal judgement on your behalf: where one is needed, it’s a setting, marked for your CA.
- IGST, or CGST + SGST, decided by comparing your state with the place of supply. Override it per invoice.
- SGST is the total tax minus CGST, so the halves always add up to it exactly.
- Every amount held in whole paise, never floating point, and tested against a real CA-issued invoice.
- GSTINs checked for their format and check digit. Unregistered customers work too.
- A rate-wise tax summary on the invoice whenever rates are mixed.
- Reverse charge noted on the invoice; amounts in words in lakh and crore.
Customer in another state
Customer in your state
Documents
The preview is the PDF
One A4 template serves the live preview, the printout and the PDF, so there are no surprises between what you check and what your client opens.
- Your logo, GSTIN, bank details and terms on every invoice.
- Signed with an uploaded signature image, or a note that it’s digitally issued.
- Print, or download a true A4 PDF.
- Issued invoices are locked: never deleted, only cancelled with a reason, and the number is never reused.
- Your details and your customer’s are copied onto the invoice, so later edits never rewrite it.
Sending & payments
Sent properly, paid visibly
Email the invoice in a click, give your client an easy way to pay, and always know what’s still due.
- Emailed with the PDF attached, from your own business mailbox, with CCs. It won’t send without the PDF.
- A Pay Now button: a Razorpay payment link for exactly the balance due.
- Record payments by bank transfer, UPI, cash, cheque or card, with a reference, in full or in part.
- Statuses that follow the money: Draft, Issued, Sent, Partially Paid, Paid, Overdue, Cancelled.
- Remove a payment recorded by mistake, and the balance is restored.
- A Payments list of everything received, across every invoice.
Invoice DS-2026-27-0042 from Demo Studio LLP
Demo Studio LLP <invoices@demostudio.example>
to kavya.rao@northwind.example, cc accounts@northwind.example
Demo Studio LLP
Please find attached invoice DS-2026-27-0042 for ₹2,30,100.
Payment is due by 09 Oct 2026.
Thank you for your business.
Demo Studio LLP
The invoice is attached as a PDF.
Demo Studio LLP · Mumbai
Expenses
What goes out, with the receipt
Record what the business spends next to what it earns, so the month adds up in one place.
- Categories you name yourself: rent, software, travel, professional fees.
- Vendor, description, payment mode and reference on every expense.
- Receipts as a PDF or a photo, checked by content and stored privately.
- Filter by dates or category; edit or remove freely. Expenses aren’t legal documents.
Demo Studio LLP · Expenses
Sample dataTotal spent
₹1,20,300₹1,35,300
Expenses
56
Date
Vendor / Description
Category
Amount
R. Kulkarni & Co.
GST filing & compliance
MakeMyTrip
Client visit: Bengaluru
ACT Fibernet
Office broadband
Amazon Web Services
Hosting: client sites
Figma
Design seats, monthly
WeWork
Office rent
Reports & your CA
Month-end, without the scramble
See the business at a glance, then hand the month to your CA in the format they actually work in.
- Received, expenses and net, on a cash basis: did the month come out ahead?
- Taxable value, GST charged, invoiced and outstanding for any date range or customer.
- Revenue by month and by customer, payments by mode, expenses by category, and what’s overdue.
- A GST summary by rate, split into CGST, SGST and IGST.
- The monthly statement as an Excel workbook (Summary, Income, Expenses), downloaded or emailed to your CA.
| A | B | |
|---|---|---|
| 1 | Demo Studio LLP — Income & Expense Statement | |
| 2 | September 2026 | |
| 3 | ||
| 4 | Total Income | ₹4,12,900.00 |
| 5 | Total Expenses | ₹1,35,300.00 |
| 6 | Net | ₹2,77,600.00 |
| 7 | ||
Monthly statement for your CA
A full income & expense breakdown for one month, as an Excel file.
Month
Team & settings
The right people, the right access
Invite your team and your CA, each with a role that fits. Set the business up once; every invoice follows it.
Owner
Everything, including settings and who can sign in.
- Invoices, payments and expenses
- Company, invoicing, bank, tax and documents
- Team members and their roles
Accountant
The day-to-day work, without the keys.
- Create, issue and send invoices
- Record payments and expenses
- Reports and the CA statement
Viewer
Look at everything, change nothing. Ideal for your CA.
- Every invoice, payment and expense
- Reports and downloads
- No editing, no settings
Settings, set once
Company & logo Invoice numbering Default terms & notes Bank details GST rates Signature & PDF Email Razorpay Expense categories Team
Security
How cbFinn protects your data
Every rule is checked by the server on every request. Hiding a button is never what protects your data.
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Passwords
Stored only as one-way hashes. New passwords need at least 10 characters, and the first sign-in forces a change.
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Signing in
A failed sign-in never reveals whether an account exists, and deactivated users can’t sign in.
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Sessions
A new session at every sign-in, an HttpOnly, SameSite cookie (Secure over HTTPS), and automatic sign-out after inactivity.
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Every change
Each form carries a security token that’s checked before anything is saved.
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Roles
Owner, Accountant and Viewer, checked by the server on every page and every action.
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Audit trail
Who did what and when, from which IP address and browser.
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Receipts
Checked by their content, not just their name, stored away from the public web, and shown only to people who are signed in.
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Invoice records
Numbers never skipped or reused; issued invoices never deleted; details copied onto each invoice when it’s saved.
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Email
Mailbox passwords live in the server’s configuration, never in the database or the browser.
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Payments
Pay Now opens Razorpay’s own payment page, so card and UPI details never reach cbFinn.
Coming soon
What we’re building next
None of this is in cbFinn yet. It’s the roadmap, and each one will move into the lists above when it ships.
Get paid faster
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Recurring invoices
Retainers and AMCs raised, issued and emailed on schedule.
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Automatic reminders
A polite nudge before the due date, on it, and after.
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UPI QR on every invoice
Scan to pay, with the amount already filled in.
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Client portal
Customers see, download and pay all their invoices in one place.
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WhatsApp sharing
Send the invoice and its payment link on WhatsApp.
GST & compliance
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Credit & debit notes
Linked to the original invoice, with the tax reversed correctly.
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GSTR-1 export
Your month’s outward supplies, ready for your CA or the GST portal.
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E-invoicing & e-way bills
IRN, signed QR and e-way bills, once your CA confirms you need them.
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TDS on receipts
Record TDS your customers deduct, and track the certificates.
Books & growth
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Quotations & estimates
Send a quote, and turn it into an invoice in one click.
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Bank reconciliation
Import a statement and match payments to invoices automatically.
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Auto-send to your CA
The month’s statement in your CA’s inbox on the 1st, every month.
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Multiple businesses
Several companies and GSTINs under one sign-in.
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Purchases & stock
Vendor bills and simple stock tracking for product sellers.
Custom & white-label
Want cbFinn under your own brand?
We also build customised and white-label versions: your name and branding, your document layout, set up around the way your business bills. Tell us what you have in mind.
See it working
The guided tour, start to finish.
Follow one invoice from creation to payment and on to the month-end statement, with sample data and no sign-up.